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Debt Collection Harassment – It can be stopped immediately!
If you, like so many Americans today, have found yourself in financial trouble, you are not alone. People that felt they have done everything right and now find themselves unable to make ends meet....
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LET THE U.S.BANKRUPTCY CODE PROTECT YOU.
U.S. Bankruptcy Code delivers protection to people in financial jeopardy who are suffering under mountains of debt. Today, millions of people are exercising this protection. The bankruptcy laws were...
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IN FORECLOSURE? THEN CONSIDER A CHAPTER 13!
Chapter 13 can be a last, and sometimes the only chance to save your home. But when is Chapter 13 the right choice? First, some basic facts about what a Chapter 13 can and cannot do. In most cases, a...
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What happens to my car if I file bankruptcy?
The Law Offices of Paul M. Allen 818-334-5445 www.Paulallenlaw.com There are several issues to consider in answering this question. The most important point is the value of your car. In most cases, you...
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BANKRUPTCY AND DEBT RELIEF
The economy may have improved slightly, but for the jobless, things have not changed very much at all. We are still experiencing continued corporate and government downsizing, which means there are...
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File bankruptcy – Rebuild credit.
After a debtor receives a discharge in bankruptcy, creditors whose debts are discharged are required to report that the account has a zero balance. The bankruptcy itself is a public record and stays on...
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AVOID FORECLOSURE WITH A LOAN MOD OR SHORT SALE.
There are many solutions available to homeowners falling behind on their payments. Most people think Bankruptcy as the only option, short of just letting the Bank take the home. Bankruptcy is a good...
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Do I qualify for bankruptcy?
Most people qualify to file bankruptcy under either chapter 7 or 13. If your annual gross family income (including your spouse’s income, unless separated) is not more than the median family income for...
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Your Debt Relief options for 2013.
In 2012, approx 1.22 million bankruptcies were filed nationwide. Of these, 186000 were filed in California. “Judge Julia Gibbons, chair of the budget committee of the Judicial Conference of the United...
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IS BANKRUPTCY THE RIGHT THING TO DO?
Ask yourself the following: Are you heavily in debt, with little prospect of relief in the near future? Have you had, or are your creditors threatening, a foreclosure on your home, a repossession of...
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CAN’T MAKE ENDS MEET?
If expenses exceed income, and creditor calls become harassment calls, you need help. When it’s a choice of food on the table or paying late charges on credit card balances that never seem to get...
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Debt Collection Harassment – It can be stopped immediately!
If you, like so many Americans today, have found yourself in financial trouble, you are not alone. People that felt they have done everything right and now find themselves unable to make ends meet....
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12 REASONS TO CONTACT A BANKRUPTCY ATTORNEY
The first step to overcoming a debt problem is recognizing it. If worries about your credit cards or a pending foreclosure are keeping you awake at night, you probably already know you’re in over your...
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DISCHARGING STUDENT LOANS OR TAXES IN BANKRUPTCY
For cases filed after October 7, 1998, Student Loans are only dischargeable if: 1. You can prove that having to repay it would impose an “undue hardship” on you (as defined below), OR, For cases filed...
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REESTABLISH YOUR CREDIT
Banks and credit card companies have told us how important it is to maintain our credit, honor our obligations, pay on time, but what if we suddenly can’t pay on time, then what? What if I lose my job,...
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Eliminate debt without permanently damaging your credit
Ask yourself this: If you could eliminate your debt without permanently damaging your credit, why wouldn’t you? The stigma related to bankruptcy is not what it was 30 years ago. Just ask the millions...
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CAN I BORROW SOME MORE….
My client sat down and sighed deeply. He had a plastic bag which he emptied on the desk. Mostly unopened mail, you just knew who they were from. “I don’t know what to do”, he said. “I’ve tried to...
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Debt Collection and Bankruptcy
If you, like so many Americans today, have found yourself in financial trouble, you are not alone. People that felt they have done everything right and now find themselves unable to make ends meet....
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Credit after Bankruptcy – Yes you can !
After a debtor receives a discharge in bankruptcy, creditors whose debts are discharged are required to report that the account has a zero balance. The fact of the filing itself can remain on the...
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Potential Home equity builder?
Can you discharge your Second Mortgage in bankruptcy, and still keep your home? Atty. Paul Allen Many Americans are now in the position where their home is worth less than what they owe on it. In some...
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